Fraud Detection Suite
eCom Merchant Solutions, Inc. and Authorize.Net is pleased to announce the availability of the new Fraud Detection Suite! This set of customizable, rules-based filters and tools can help you further strengthen the security and reliability of your account by enhancing your current fraud detection and management practices. Additionally, the Fraud Detection Suite could prevent costly authorization and chargeback fees, and possible inventory loss, that often result from fraudulent transactions.

The following transaction filters and IP address tools are designed to compliment your current fraud detection practices based on custom settings you configure to match your business’s processing needs:

• Amount Filter – Allows merchants to set lower and upper transaction amount thresholds.
• Velocity Filter – Allows merchants to limit the total number of transactions received per hour.
• Suspicious Transaction Filter – Examines transactions based on proprietary transaction behavior analysis.
• Shipping-Billing Mismatch Filter – Allows merchants to identify transactions with different shipping and billing addresses.
• Transaction IP Velocity Filter – Allows merchants to restrict the number of transactions received from the same IP address per hour.
• Authorized AIM IP Addresses – Allows merchants submitting Advanced Integration Method (AIM) transactions to list server IP addresses that are authorized to submit transactions.
• IP Address Blocking – Allows merchants to block transactions from IP addresses.

In addition, the following Fraud Detection Suite features make it easier for you to control suspicious transactions:

• Filter actions allow you to determine how suspicious transactions should be handled; including approve, hold for manual review, or decline.
• Receive email notification each time a transaction triggers a filter.
• View reports for transactions that have triggered filters in the past 30 days and transactions currently held for manual review.
• Use the Setup Wizard to configure and enable your filter and tool settings.
• And more!

• One Time Set Up Cost - $45
• 0 to 100 transactions - $14.50 per month
• 101 to 1000 transactions - $32.00 per month
• 1001 transactions or more - $99 per month

Authorize.Net's new Automated Recurring Billing Service is a powerful tool that enables you to provide a scheduled recurring billing service to your customers. ARB is completely automated—there’s no manual entry of transactions required at each billing. The process is simple. You will create an ARB “subscription” (using a subscription form similar to the Virtual Terminal) that includes the customer’s payment information, billing amount, and a specific billing interval and duration. The payment gateway does the rest, generating the subsequent recurring transactions based on the set schedule. Subscriptions may also be created from eligible previous transactions and via batch upload. Additional ARB features include subscription management and search tools, which allow you to easily find and maintain individual ARB subscriptions.

• One Time Set Up Cost - $45.00
• $25.00 Monthly Access Fee

To view a sample of the Authorize.Net gateway features and functions, please go to www.authorizenet.com - on the upper left hand side of the screen you see "merchant login". Click on that and it will take you to a screen that will ask you for a login name and password. Enter login: imactest and password: im13test

Authorize.Net's eCheck.Net is a payment solution that enables online and traditional merchants to accept and process electronic check payments directly from their web site's storefront or through the Authorize.Net™ Virtual Terminal. By accepting electronic checks, merchants are able to expand the payment options available to their customers and potentially increase their sales. eCheck.Net is an ideal solution for businesses that periodically bill their customers or do not have a commerce-enabled web site. Health clubs, tanning salons, subscription services, ISPs, membership companies and health care practitioners are all examples of the types of businesses that would benefit from the eCheck.Net service.

• No Additional Set Up Cost
• Discount rate and per transaction fee - 1.95 % + .30
• $10.00 monthly minimum - this minimum is met when the discount rate and per transaction fees reach $10.00 If you do not meet the minimum, you will only pay the difference.

Authorize.Net is pleased to now offer Support for Cardholder Authentication Programs. What does this mean for you? Verified by Visa and MasterCard SecureCode allow enrolled cardholders to set up a unique username and password, which must be validated to complete an online transaction. By offering cardholder authentication programs, merchants can provide payment authorization and increased transaction security for their customers while receiving chargeback and fraud liability protection from Visa and MasterCard. In short, the liability is no longer on the merchant - it goes directly to the card issuing bank making Chargeback's a thing of the past! For more information please check out and integrate Verified by Visa and MasterCard® SecureCodeTM

• No Additional Set Up Cost
• The Cardholder Authentication Monthly Fee: $20.00
• The Cardholder Authentication per transaction Fee: $.06